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Business Credit Cards

Bank First offers two business rewards credit cards. Whichever card you choose, it will provide your company with an easy way to purchase products or services. It is simple to set individual credit lines for employees and to request a consolidated bill or individual billing by card number.

Already a cardholder? Log in to your account to view transactions, make payments, manage your card, and monitor your account activity.

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A customer holding a Bank First business credit card near a contactless payment terminal.

credit cardFirst Business Rewards

Enjoy the benefits of rewards with no annual fee! Please contact a Relationship Manager at your local office to apply.

Earn 1% in reward points on all purchases.

Variable APR (Annual Percentage Rate) is determined by creditworthiness and will range from Prime + 6.74%-17.74%. Rates will vary with the market based on the Prime Rate. Subject to credit approval. Earn 1% in reward points on all purchases. UChooseRewards can be redeemed for cash back or merchandise through SpendTrack®. Points are applied automatically and can be redeemed following the first of each month. Rewards are not capped, but expire after 4 years.

Annual Fee: $0.00

Access company rewards through SpendTrack®.

Terms and Conditions

credit cardFirst Business Rewards Elite

Enjoy the benefits of unlimited rewards! Please contact a Relationship Manager at your local office to apply.

Earn 1.5% in reward points on all purchases.

Variable APR (Annual Percentage Rate) is determined by creditworthiness and will range from Prime + 5.24%-16.24%. Rates will vary with the market based on the Prime Rate. Subject to credit approval. Earn 1.5% in reward points on all purchases. UChooseRewards can be redeemed for cash back (statement credit) or merchandise through SpendTrack®. Points are applied automatically and can be redeemed following the first of each month. Rewards are not capped, but expire after 4 years.

Annual Fee: $0.00

Access company rewards through SpendTrack®.

Terms and Conditions

Existing Cardholders

If your Credit Card is lost or stolen, please call your local office during business hours.

For after-hours assistance, please call 1-855-325-0905.

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Card Valet For Business

Take control of your card today with Card Valet!

Use CardValet to take a proactive approach in deterring fraud on your account. Use it to turn your card on and off, set locations where the card can be used, restrict transactions, establish limits, and schedule alerts for certain transaction types.

shieldFraud Protection

  • Real-time alerts keep you informed when your cards are used
  • Transaction controls allow your cards to work only in specific locations or geographic areas
  • When your cards are "off," no withdrawals or purchases will be approved

credit cardControl Spending

  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores
  • Establish controls by location and change parameters via your mobile device 

Download CardValet From Google Play or the App Store On Your Phone

Post-introductory variable APR (Annual Percentage Rate) is Prime + 6.74%-17.74% rate range, which is determined by credit history. The rate will vary with the market based on Prime Rate. Earn 1% in reward points on all purchases. Rewards can be redeemed for cash back, merchandise or travel through UChooseRewards.com. Points are applied automatically and can be redeemed following the first of each month. Rewards are capped at 50,000 points annually and expire after 2 years.

Post-introductory variable APR (Annual Percentage Rate) is Prime + 5.24%-16.24% rate range, which is determined by credit history. The rate will vary with the market based on Prime Rate. Earn 1.5% in reward points on all purchases. Rewards can be redeemed for cash back, merchandise or travel through UChooseRewards.com. Points are applied automatically and can be redeemed following the first of each month. Rewards are not capped, but expire after 2 years.