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Money Market Accounts

At Bank First, we understand the importance of making your money work for you. Our money market accounts offer a unique blend of savings and investment opportunities, providing competitive interest rates and easy access to your funds. Whether saving for a significant purchase, planning for future expenses, or simply looking to grow your wealth, our money market accounts are designed to help you reach your financial goals with confidence and flexibility. 

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Explore our account options:

Money Market

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Money Market Elite

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  Money Market Money Market Elite
Minimum Deposit to Open $0.00 $0.00
Earns Interest?1,2 Yes Yes
Minimum Balance to Avoid Service Charge $1,000.00 $0.00
Monthly Service Charge3 $6.00 $0.00
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Seamless Banking at Your Fingertips

We believe that managing your checking account should be convenient and hassle-free. That’s why we provide a suite of features to help you stay on top of your finances:

  • Digital Banking: Access your account anytime, anywhere.
  • Debit Card: Make purchases and access cash with ease.
  • Overdraft Protection with Firstflex Credit and Firstflex Link: Safeguard against unexpected overdrafts.
  • Account Alerts: Stay informed with real-time notifications.

Prefer to visit us in person?

Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.

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1Fees could reduce earnings on the account. The interest rate and annual percentage yield for all tiers may change at our discretion at any time.
2Zero or minimal interest is paid on the lowest tier of the Money Market Elite product, however, no service charge will occur if balance drops below $10,000.00.
3Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.

*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.