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Exciting News: Peoples State Bank to join Bank First in December.Learn More →

Construction Loans

Whether you're building your dream home from the ground up or transforming your current space, we're here to help make the process easier. With competitive rates, flexible financing options, and personalized service from local lenders, our construction loans provide the support you need from start to finish.

Download our Construction Load Guide

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Limited Time Special - Save up to $1,150 OFF closing costs*

Take advantage of our current Construction Loan Special and start building with confidence. 

Construction to Permanent Loans

One Closing, One Rate, One Loan!

Whether you’re building from the ground up or planning a major remodel, it’s easy to turn the home of your dreams into reality with affordable home financing solutions from Bank First.

  • Fixed-rate for the entire term
  • Interest-only payments during the construction phase
  • Finance your lot purchase and construction costs
  • One-time closing to save time and money
  • Guidance from experienced local lenders

Apply Online with Ease

Our streamlined online mortgage application makes the process straightforward and convenient. Apply now and take the first step toward your dream home.


Already applied? You can check the status of your application or complete the next steps by signing into your account.


Bank First NMLS #433854. View NMLS Listing.

*Limited time offer and is subject to change at any time. Wisconsin and Illinois owner-occupied residential properties only. Qualified borrowers must have an active Bank First checking account. Borrowers may receive $750.00 off construction loan closing costs and $400.00 off end loan closing costs. All loans are subject to credit approval.