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Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.
Military First Checking
Honoring your service with tailored banking account features.
Military First Checking Features:
- Tailored for the needs of military members and veterans
- No initial deposit or ongoing balance requirements1,2
- Benefit from higher interest rates as a thank you for your service with tiered rates at the following levels: $2,499.99 & Under | $2,500.00–$9,999.99 | $10,000.00–$24,999.99 | $25,000.00 & Over3
- Direct deposit, an active debit card, and eStatements are required
- ATM fee reimbursement, up to $15.00 per statement cycle4
- Complimentary checks (some restrictions may apply)
- Unlimited check writing
Digital Banking Features:
- Access your account anywhere with Online Banking or our convenient goBank Mobile App
- Stay informed with real-time account alerts
- Access to free Online Bill Pay5
- Send and receive money with Zelle®5,6
- Deposit checks anywhere, anytime with Mobile Deposit
- Access eStatements up to 18 months for easy record-keeping
- Free 24/7 Telebanc (telephone banking)
Debit MasterCard® Perks:
- Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®
- Card Management alerts and controls
- Easy and secure payments with Digital Wallet
Explore more veteran banking solutions
Special Loan Discounts
You may qualify to receive these special loan discounts, subject to credit approval:
- $200.00 off closing costs on your next home loan7
- Consumer loans priced at 1/2 percent below the current stated rate for the term listed
- Real Estate loans priced at 1/2 percent below the current stated rate for the term listed (excludes current in-house loan specials or secondary market loans)
Federal VA Loans
We are proud to offer VA loans which help active duty service members, veterans, and eligible surviving spouses obtain special financing to buy, build, or remodel a home. VA loans often have low to no down payment requirements and a low interest rate.
Avoid Overdrawing Your Account
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Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
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Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.
Bank Anytime, Anywhere
Manage your finances with real-time visibility and flexibility.
- Review balances and transactions in real time
- Transfer funds and make loan payments
- Set up custom alerts for account activity
- Manage your card with spending limits, travel controls, and more
- Opt in for eStatements and access 36 months of statements
- Secure, verified live chat during business hours, self-service support anytime
1Primary owner on the account must be 18 years or older to qualify and must show Military ID at account opening. Direct deposit, an active debit card, and e-statements are required to qualify for this account. If direct deposit is discontinued, if a debit card is no longer active, or if e-statements are switched to paper, Bank First reserves the right to convert the account into a Simply First account. Exclusions may apply
2Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.
3Fees could reduce earnings on the account. The interest rate and annual percentage yield for all tiers may change at our discretion at any time.
4Excludes any ATM owner usage fees.
5Must be 18 years or older to utilize this service.
6Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
7Offer valid for secondary market first mortgages only. Must present this web page at time of application. Other restrictions may apply. One offer per loan. All loans are subject to credit approval.
*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.