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SBA Loans for Small Businesses

SBA loans provide government-backed financing options that help small businesses access capital with flexible terms and lower down payment requirements.

At Bank First, our experienced lenders guide you through the SBA process from application to closing, offering clear communication, local decision-making, and responsive support every step of the way.

signingSBA 7(a) Loans

SBA 7(a) loans are the most flexible SBA financing option and can be used for a wide range of business needs, including:

  • Working capital
  • Equipment and inventory
  • Refinancing existing business debt
  • Business expansion or acquisition

These loans are ideal for businesses looking for adaptable funding with competitive terms.

signingSBA 504 Loans

SBA 504 loans offer long-term, fixed-rate financing designed for major investments such as:

  • Owner-occupied commercial real estate
  • Large equipment or machinery purchases
  • Facility improvements and expansions

This option is well-suited for businesses planning long-term growth and asset investment.

Start Your SBA Loan Application

Connect with our local business lending team to explore SBA loan options and next steps.