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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Basic Business Checking

Tailored for businesses with lower balances seeking transaction freedom.

Basic Business Checking 300 Features:

  • No initial deposit requirement
  • No service charge if the average daily collected balance is at least $3,000.00 (if the average daily collected balance falls below $3,000.00, there is a $15.00 service charge per statement cycle)
  • Limit three hundred (300) items* per statement cycle; items in excess of this limit will each be assessed a $0.25 fee

Digital Banking Features:

  • Access your account anywhere with Online Banking or our convenient Business Mobile App
  • Complimentary ACH and Check Positive Pay services
  • Stay informed with real-time account alerts
  • Deposit checks anywhere, anytime with Mobile Deposit
  • Access eStatements up to 18 months for easy record-keeping

Debit MasterCard® Perks:

  • Card Management alerts and controls with CardValet®
  • Easy and secure payments with Digital Wallet


Protect your business with Positive Pay, a complimentary service available with Basic Business 300 accounts.

Learn More!

Ready to Open an Account?

Apply online in just a few minutes — or visit a nearby location to get started with personal support.

To Apply Online, You Must Be 18 years or older and a legal resident of the United States. New applicants must be Wisconsin residents and provide a physical address (PO boxes are not allowed).

At this time, digital account opening is available for LLCs and Sole Proprietorships. For corporate or more complex business types, please visit your local Bank First branch for personalized assistance.

What You'll Need for Each Applicant: Social Security Number or Federal Tax ID Number (EIN), U.S. Business Registration Documentation, and a Driver’s License, State-issued ID, or Passport.*

Looking to add a savings or money market account? Easily edit your cart once you begin your application.

For your convenience, you can save your progress and return anytime. The application is designed to be simple and works from your phone, tablet, or desktop.

APPLY NOW View All Business Checking Options 

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