FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentOn Monday, December 7, Peoples State Bank will officially join Bank First, and Peoples locations will open as Bank First.
We’re here to help make the transition as smooth as possible. Your Welcome Guide, account disclosures, and the resources below include important dates, details, and actions you may need to take, and your local Peoples team remains your best resource for merger and transition questions.
December 7: Peoples locations open as Bank First, with access to our expanded branch network.
A little preparation can make your first Bank First login easier. Beginning December 3, some Peoples services will be temporarily unavailable while we complete the conversion to Bank First.
Before December 3, log in to Peoples Online or Mobile Banking to make sure your address, email, and phone number are current. You can review and update your information under your profile settings.
Don’t use Online or Mobile Banking?
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When you first log in to Bank First Digital Banking, you’ll need to reset your password. Have these details from your Peoples account ready:
Account number* | Email address | Last name
*Save your account number in advance, as it will be unavailable in online banking during conversion.
Existing direct deposits and automatic payments, including Social Security, payroll, and pension payments will continue without interruption.
*Your Peoples debit card number will change. On December 7, activate your new Bank First debit card and update any automatic payments, subscriptions, digital wallets, or other services tied to your card.
Scammers may use times of change to impersonate trusted contacts, including our Treasury Management or Fraud teams. Don’t click unexpected links or share your password, PIN, or verification codes. When in doubt, contact your local branch directly.
The Welcome Guide covers everything you need to know about the transition from important dates, what accounts you'll be moved into, and how to access Digital Banking on Monday, December 7.
Get started with Bank First Treasury Management services with step-by-step guides for ACH, Wire Manager, Remote Deposit Capture (RDC), and Positive Pay.
In addition to the information below, we encourage you to check out the Welcome Guide, designed to help you discover what Bank First has to offer and provide important information about your account(s), new products, and required actions.
The system conversion will occur over the weekend of December 5, 2026. All Peoples branches will close at their regular time on Friday, December 4 and will re-open as Bank First on Monday, December 7.
Please note that Peoples branches will be closed on Saturday, December 5.
For services related to Peoples accounts, you should continue to visit Peoples until the conversion is complete on Monday, December 7. After conversion, you can visit any Bank First location.
Please contact your local office during regular business hours for questions regarding your account. Prior to the conversion: Peoples Locations | After the conversion: Bank First Locations
While we have worked diligently to ensure a smooth transition, there will be a brief period when you will not have access to your account(s). Peoples’s Personal and Business Online Banking will be unavailable starting at 4:00 p.m. on Friday, December 4, and access will be restored when Bank First’s Online and Mobile Banking services become available on Monday, December 7.
No. Your account number will remain the same unless you were previously contacted with different instructions.
The current Peoples routing number will continue to work following the merger.
Bank First's routing number is 075901134.
Yes. Direct deposits will continue without interruption.
Yes. Existing automatic payments and loan payment deductions will continue as normal.
Your current Peoples accounts will be converted to comparable Bank First accounts. Please review your Welcome Guide and accompanying disclosures for details about your specific account.
If you’d like to explore other account options, please call or visit your local office. We’ll be happy to help you find the account that best fits your needs.
Some service charges will change. Personal and business account service charges will be waived for six months following the merger, and Treasury Management service charges will be waived for three months.
For details about applicable service charges, please refer to the Welcome Guide: page 6 for personal accounts, page 7-8 for CDs and Safe Deposit Boxes, and page 9 for business accounts, along with the accompanying disclosures.
If you've used your Peoples personal or business debit card or ATM card within the past six months, you'll receive a new Bank First debit card before the transition, along with activation instructions.
WHAT TO EXPECT
• Continue using your Peoples State Bank card through Sunday, December 6, 2026.
• Beginning Monday, December 7, 2026, activate and use your new Bank First debit card.
If you have not received your new debit card before December 7, please contact your local branch for assistance.
For recurring payments linked to your Peoples debit card, you should update your payment information with your new Bank First debit card number for payments scheduled on or after December 7.
Yes. You may continue using your existing Peoples checks after the merger until you need to reorder. New checks can then be ordered under the Bank First name.
No. Your current Peoples Online Banking profile will automatically transfer to Bank First.
Use your current username and password. After your initial login, you will be prompted to create a new password. If you typically use Face ID, Touch ID, or saved credentials, you will need to enter your username and password manually the first time you sign in.
For security reasons, you will be prompted to reset your password the first time you log in. To complete this step, please have the following information available as it appears on your account:
• Your account number
• Your email address
• Your last name
This information will be used to verify your identity.
Yes. Download the Bank First goBank app from the App Store or Google Play, depending on your device.
Peoples Personal and Business Bill Pay will be available until 3:00 p.m. on Thursday, December 3. After that time, Bill Pay services will be temporarily unavailable while we complete the transition to Bank First. Before December 3, we recommend reviewing any bills due between December 3 and December 7 and scheduling those payments in advance.
All future-dated payments, recurring payments, and payee information will transfer automatically. Payment history will not transfer, so customers should save any records they wish to keep before conversion.
No. Statement preferences and up to three years of eStatement history will transfer automatically. You will also receive a final paper statement from Peoples dated December 4.
No. Your current interest rate and term will remain the same until maturity.
Upon maturity, your CD or IRA CD will renew under Bank First's available terms unless other arrangements are made. Customers with terms of 180 days or less will receive advance notice and renewal options.
Payments, rates, and existing loan terms will remain unchanged until maturity.
