FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Prefer to visit us in person?
Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.
First Rewards Checking
Earn up to 5% cash back each month!
First Rewards Checking Features:
- No initial deposit requirements1
- Earn 5% Cash Back (up to $10.00) on the first $200.00 in debit card purchases per statement cycle2
- $10.00 service charge per statement cycle, which can be avoided by having all of the following:
- eStatements
- Direct Deposit or Mobile Deposit of $500.00 or more per statement cycle
- Online Banking or goBank
- Active debit card
- A minimum of $2,500.00 in average available balance from combined deposit accounts
- Complimentary first set of checks (some restrictions may apply)
- Unlimited check writing
Digital Banking Features:
- Access your account anywhere with Online Banking or our convenient goBank Mobile App
- Stay informed with real-time account alerts
- Access to free Online Bill Pay3
- Send and receive money with Zelle®3,4
- Deposit checks anywhere, anytime with Mobile Deposit
- Access eStatements up to 18 months for easy record-keeping
- Free 24/7 Telebanc (telephone banking)
Debit MasterCard® Perks:
- Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®
- Card Management alerts and controls
- Easy and secure payments with Digital Wallet
Avoid Overdrawing Your Account
-
Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
-
Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.
Bank Anytime, Anywhere
Manage your finances with real-time visibility and flexibility.
- Review balances and transactions in real time
- Transfer funds and make loan payments
- Set up custom alerts for account activity
- Manage your card with spending limits, travel controls, and more
- Opt in for eStatements and access 36 months of statements
- Secure, verified live chat during business hours, self-service support anytime
1Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.
2Cash Back is defined as a statement credit. 5.00% Cash Back earned on up to $200 in debit card purchases per statement cycle. Maximum cash back is $10.00 per statement cycle.
3Must be 18 years or older to utilize this service.
4Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.