FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Prefer to visit us in person?
Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.
Senior First Checking
Perfect for those aged 62 and older!
Senior First Checking Features:
- Specially designed for ages 62 and older1
- No initial deposit or ongoing balance requirements2
- Direct deposit is required
- ATM fee reimbursement, up to $15.00 per statement cycle3
- Complimentary checks (some restrictions may apply)
- Unlimited check writing
- Free paper or eStatements
Digital Banking Features:
- Access your account anywhere with Online Banking or our convenient goBank Mobile App
- Stay informed with real-time account alerts
- Access to free Online Bill Pay
- Send and receive money with Zelle®4
- Deposit checks anywhere, anytime with Mobile Deposit
- Access eStatements up to 18 months for easy record-keeping
- Free 24/7 Telebanc (telephone banking)
Debit MasterCard® Perks:
- Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®
- Card Management alerts and controls
- Easy and secure payments with Digital Wallet
Avoid Overdrawing Your Account
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Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
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Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.
Bank Anytime, Anywhere
Manage your finances with real-time visibility and flexibility.
- Review balances and transactions in real time
- Transfer funds and make loan payments
- Set up custom alerts for account activity
- Manage your card with spending limits, travel controls, and more
- Opt in for eStatements and access 36 months of statements
- Secure, verified live chat during business hours, self-service support anytime
1Primary owner on the account must be 62 years or older to qualify. Direct deposit is required to qualify for this account. If direct deposit is discontinued, Bank First reserves the right to convert the account into a Simply First account.
2Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.
3Excludes any ATM owner usage fees.
4Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.