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USDA Rural Development Loan

Affordable homeownership in rural communities.

Homeownership is one of life’s biggest milestones, and Bank First is here to help you achieve it. By partnering with the United States Department of Agriculture (USDA), we provide the financial tools and resources you need to overcome obstacles. No matter where you are in your home-buying journey, our team is dedicated to helping you succeed.

USDA loans are designed to make homeownership accessible to those in rural areas, offering significant benefits like:

  • No Down Payment Requirement to make buying a home easier.
  • Low, Fixed Interest Rates for predictable monthly payments.
  • Flexible Credit Guidelines to accommodate a variety of financial situations.
  • Location-Based Eligibility for homes in designated rural areas.


Bank First’s team of experienced bankers is here to help you determine your eligibility for a USDA loan, including any applicable income limits. We’ll guide you through the process, so you can find your perfect home in the community you love. 

Contact a Relationship Manager.

Our knowledgeable and friendly Relationship Managers are here to assist you throughout the mortgage process. Get personalized guidance tailored to your needs.


Bank First NMLS #433854. View NMLS Listing.
All loans are subject to credit approval and property eligibility. Terms, conditions, and program requirements apply.