fdic-logo FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Exciting News: Peoples State Bank to join Bank First in December.Learn More →

WHEDA Loans

Affordable financing options for Wisconsin homebuyers.

Your dream of homeownership is within reach with Bank First. We have teamed up with the Wisconsin Housing and Economic Development Authority (WHEDA) to offer financial assistance that removes barriers to buying a home. From personalized guidance to flexible loan options, we’re here to help you achieve your homeownership goals.

WHEDA is an income qualified program designed to make homeownership more accessible.  Eligibility and benefits are determined by household and qualifying income, and the program can offer a range of advantages based on your financial situation, including:

  • Low to No Down Payment Options
  • Reduced Private Mortgage Insurance (PMI) Costs
  • Lower Interest Rates for First-Time Buyers
  • Down Payment Assistance Programs

Bank First’s WHEDA-certified lenders are here to guide you through the application process and ensure you receive the best terms and support. Please note that income limits apply. 

Contact a Relationship Manager.

Our knowledgeable and friendly Relationship Managers are here to assist you throughout the mortgage process. Get personalized guidance tailored to your needs.


Bank First NMLS #433854. View NMLS Listing.
All loans are subject to credit approval and property eligibility. Terms, conditions, and program requirements apply.