FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Prefer to visit us in person?
Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.
Money Market Elite
Maximize your returns with higher-tiered rates.
Money Market Elite Features:
- No initial deposit or ongoing balance requirements1
- Earns competitive variable interest rate (interest compounded monthly)2
- Benefit from higher interest rates with tiered rates at the following levels: $9,999.99 & Under | $10,000.00–$49,999.99 | $50,000.00–$99,999.99 | $100,000.00 & Over3
- An active Bank First checking account with direct deposit is required
- Limit ten (10) debit transactions (withdrawal or transfer) per statement cycle; debit transactions in excess of this limit will each be assessed a $5.00 fee
Digital Banking Features:
- Access your account anywhere with Online Banking or our convenient goBank Mobile App
- Stay informed with real-time account alerts
- Deposit checks anywhere, anytime with Mobile Deposit
- Access eStatements up to 36 months for easy record-keeping
- Free 24/7 Telebanc (telephone banking)
Avoid Overdrawing Your Account
-
Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
-
Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.
1Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.
2Fees could reduce earnings on the account. The interest rate and annual percentage yield for all tiers may change at our discretion at any time.
3Zero or minimal interest is paid on the lowest tier of the Money Market Elite product, however, no service charge will occur if balance drops below $10,000.
*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.