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Kids' Club

Every parent’s dream is for their child to succeed, and we want to help!

Kids’ Club Features:

  • Available to kids under the age of 181
  • Birthday gift every year2
  • No initial deposit or ongoing balance requirements
  • Earns competitive variable interest rate (interest compounded quarterly)
  • Benefit from higher interest rates with tiered rates at the following levels: $2,499.99 & Under | $2,500.00–$9,999.99 | $10,000.00–$24,999.99 | $25,000.00 & Over

Kids’ Club UTMA Features:

The Uniform Gifts to Minors Act (UTMA) account includes all the benefits of a Kids’ Club account, plus:

  • A custodial account designed to hold financial gifts or inheritance for your child’s future
  • Funds are managed by a custodian until the child reaches the age of majority (typically 21 or earlier)
  • Ownership of the funds transfers to the child when they’re ready to open an account of their own
General Savings Calculator
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Estimated Results

If you start out with $0.00 and then deposit $0.00 every month, with 0% interest, for 0 months, you will end up with:

Total Deposited: $0.00

Interest Earned: $0.00

Ending Balance: $0.00

Make Saving Easy!

Set up automatic transfers from your Bank First checking account to your savings account.

  • Login to Bank First Digital
  • Navigate to Transfers > Internal Transfers from the main menu
  • Choose the account you wish to withdraw from and the account you would like to deposit into
  • Enter the amount and select your schedule preference (recurring)
  • Choose your frequency (weekly, monthly, etc.), start date, and duration
  • Select "Continue" to review and complete your transfer


You can review, edit, or delete your scheduled transfers at anytime in Transfers > Transfer Activity.

Prefer to visit us in person?

Visit a nearby location to get started today! Existing Bank First customers may also open an account within digital banking.


1The interest rate is variable and subject to change after account opening. Birthday gift limited to one per child. At the age of eighteen (18), the account will be converted to a First Savings account.
2No purchase necessary. Must be redeemed at any Bank First office within 60 days of child’s birthday to receive the $10.00 account credit, which will appear on your next statement. Limit one birthday gift per child, per year.

*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.