FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Expanded FDIC Coverage with IntraFi®*
Access multi-million-dollar FDIC insurance while working directly with Bank First. Enjoy the convenience of one banking relationship, one statement, and one trusted point of contact.
Business Certificates of Deposit
Take charge of your financial future with Bank First’s Business Certificates of Deposit. Our CDs offer a secure and take charge of your business’s financial future with Bank First’s Business Certificates of Deposit (CDs). Our business CDs offer a secure way to grow your company’s reserves with competitive rates and flexible terms.
Whether you’re planning short-term liquidity or long-term stability, our local team can help you choose the right CD to protect your capital and support your financial strategy.
Enjoy great rates with our relationship CD specials:
11 Month CD
3.75% APY2
23 Month CD
4.00% APY3
35 Month CD
4.08% APY4
Certificate of Deposit Features:
- 6, 12, 18, 24, 36, 48, 60 month terms
- $1,000.00 initial deposit requirement
- No minimum balance to earn Annual Percentage Yield (APY)
- Fixed interest rate for entire term (interest compounded and credited semi-annually)
- Automatically renews into a CD with the same term
- A penalty will or may be imposed for early withdrawal, fees may reduce earnings.
Why Choose Business CDs?
- Fixed rates for predictable returns
- Flexible term options to match your cash flow needs
- FDIC insured for added peace of mind
- Ideal for reserve funds or strategic capital planning
Expanded FDIC Coverage with IntraFi®*
CD Specials: Limited time offer. Interest rates and Annual Percentage Yield (APY) valid as of today’s date and are subject to change at any time. $5,000 minimum balance to open account. An active Bank First checking account with direct deposit is required to obtain CD specials. A penalty may be imposed for early withdrawal. 1Interest is paid at maturity, renews into a 6 month CD. 2Interest is paid at maturity, renews into a 12 month CD. 3Interest is paid at 11 months and then semi-annually for the remaining term, renews into a 24 month CD. 4Interest is paid at 11 months and then semi-annually for the remaining term, renews into a 36 month CD.
*Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the service agreements, including the applicable Deposit Placement Agreement (“DPA”). Limits and customer eligibility criteria apply. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before IntraFi Network Deposits settlement for a deposit or after IntraFi Network Deposits settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFi Network Deposits satisfies those restrictions. Network Deposits, One Bank, One Rate, One Statement, and the IntraFi logo are service marks, and IntraFi and CDARS are a registered service marks, of IntraFi Network LLC.