Personal Credit Cards

• Receive 2,500 bonus reward points ($25) upon activation and first purchase
• 0% introductory rate for the first 6 billing cycles on balance transfers
• 0% introductory rate for the first 6 billing cycles on purchases

Annual Fee: $0.00

To apply, simply call your local Bank First office or drop off this completed application.

Terms and Conditions

Post-introductory variable APR (Annual Percentage Rate) is Prime + 6.74%-17.74% rate range, which is determined by credit history. The rate will vary with the market based on Prime Rate. Subject to credit approval. Earn 1% in reward points on all purchases. UChooseRewards can be redeemed for cash back or merchandise through digital banking. Points are applied automatically and can be redeemed following the first of each month. Rewards are capped at 50,000 points annually and expire after 4 years.

• Receive 10,000 bonus reward points ($100) after spending $3,000 in the first 3 months

• 0% introductory rate for the first 6 billing cycles on balance transfers

• 0% introductory rate for the first 6 billing cycles on purchases
  
  

Annual Fee: $50.00

To apply, simply call your local Bank First office or drop off this completed application.

Terms and Conditions

Post-introductory variable APR (Annual Percentage Rate) is Prime + 5.24%-16.24% rate range, which is determined by credit history. The rate will vary with the market based on Prime Rate. Subject to credit approval. Earn 2% rewards points on travel, gas, and restaurant purchases; and 1.5% rewards points on all other purchases. UChooseRewards can be redeemed for cash back or merchandise through digital banking. Points are applied automatically and can be redeemed following the first of each month. Rewards are not capped, but expire after 4 years.