fdic-logo FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Exciting News: Peoples State Bank to join Bank First in December.Learn More →

Agricultural Deposit Accounts

Agricultural operations require deposit accounts that align with seasonal revenue cycles, operating expenses, and long-term planning. At Bank First, we offer business checking, savings, and money market accounts designed to support farms, producers, and ag-related businesses of all sizes.

Our ag banking team works alongside you to structure accounts that fit how your operation runs throughout the year—so your cash flow, reserves, and household finances stay organized and working together.

Business Checking for Farm Operations

Our business checking accounts support daily transactions, vendor payments, payroll, and operational expenses. 

Ideal for family farms, multi-generational operations, ag-related businesses, and seasonal producers.

Features may include:
  • Flexible structures based on activity level

  • Digital banking tools for real-time access

  • Compatibility with Treasury Management services where applicable

 

Savings & Money Market Options for Seasonal Cycles

Agricultural revenue often fluctuates throughout the year. Our savings and money market accounts help you set aside funds during strong seasons while maintaining access when needed. 

These accounts can support:

  • Operating reserves
  • Equipment planning
  • Tax preperation
  • Land or capital improvement

 

With tiered interest structures and accessible funds, we help you balance growth with flexibility. 

Personal Accounts for Farm Households

For many agricultural families, business and personal finances work hand in hand. We offer personal checking, savings, and money market accounts that complement your operation and simplify household financial management.

Our team will guide you toward account solutions that keep both business and personal finances organized and working efficiently together.

Banking Built Around Your Operation

Agricultural banking isn’t one-size-fits-all. We take time to understand your operation, seasonal cycle, and long-term plans before recommending deposit solutions that truly fit.

Connect with an Ag Lender

To begin the conversation on how we can meet the needs of your farm, reach out to our experienced ag bankers.

Brad Rahmlow

Region President

715-602-7060

Trever Athorp

VP - Ag Banking

920-694-1905

Mike Gintner

VP - Ag Banking

608-374-1152

Keith McCormick

VP - Ag & Business Banking

608-328-5137

Luke Schulte

VP - Business Banking

608-374-1132

Scott Wedig

VP - Ag Banking

608-328-5119