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Checking Account Comparison

Bank First has a full array of checking accounts and convenience products available to fit your needs. We have non-interest bearing and interest bearing checking accounts from which to choose. With so many options, you’re sure to find what you’re looking for!

Open a Bank First checking account

Existing Bank First customers may open an account by contacting their local office.  If you are new to Bank First, please visit a nearby location to get started today!

View Current Deposit Rates Order Checks

Comparison table of checking accounts.
  Simply First Student First Senior First First Rewards Military First First Rate
Minimum Deposit to Open $0.00 $0.002 $0.005 $0.00 $0.004 $0.00
Free 1st Order of Checks Yes Yes Yes Yes Yes Yes
Free Checks (some restrictions may apply) No No Yes No Yes No
Minimum Balance to Avoid Service Charge No minimum1 No minimum1 No minimum1 $2,500.001,3 No minimum1 $2,500.001
Earns Interest? No No No No Yes7 Yes7
Earns Cash Back Rewards? No No No Yes3 No No
Free Bill Pay Yes8 Yes8 Yes8 Yes8 Yes8 Yes8
$15/Month ATM Fee Reimbursement No Yes Yes No Yes No
Send and Receive Money with Zelle®  Yes6,8 Yes6,8 Yes6,8 Yes6,8 Yes6,8 Yes6,8
Unlimited Check Writing? Yes Yes Yes Yes Yes Yes
Monthly Service Charge $0.00 $0.00 $0.00 $10.003 $0.00 $15.00
(if minimum balance is not met)
Learn More Simply First Student First Senior First First Rewards Military First First Rate

Avoid Overdrawing Your Account

Firstflex Credit

Avoid the embarrassment of an overdraft with Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. There is a $25 annual fee for this service and interest is charged on the outstanding balance of the line of credit.

Firstflex Link

Connect your checking account to another deposit account using our Firstflex Link product. This automatic transfer is a safety net in case you run short on money in your checking account. This service may avoid having the embarrassment of overdrawing your account.

Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.

See one of our Customer Service Representatives today to open the checking account of your choice!

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