Deposit Rates

Certificate of Deposits

Comparison table of Certificate of Deposits
Product	Min. Opening Deposit	Interest Rate	APY^*
6 Month**	$1,000.00	1.100%	1.100%
12 Month	$1,000.00	1.600%	1.610%
18 Month	$1,000.00	1.750%	1.760%
24 Month	$1,000.00	1.850%	1.860%
36 Month	$1,000.00	1.950%	1.960%
48 Month	$1,000.00	2.000%	2.010%
60 Month	$1,000.00	2.050%	2.060%
7 Month Special***	$5,000.00	4.000%	4.040%
13 Month Special****	$5,000.00	4.000%	4.040%
23 Month Special*****	$5,000.00	3.500%	3.530%

Interest Checking

Comparison table of Interest Checking
Product	Min. Opening Deposit	Interest Rate	APY^*
First Rate $2,499.99 & Under	$0.00	0.100%	0.100%
First Rate $2,500.00 to $9,999.99	$0.00	0.150%	0.150%
First Rate $10,000.00 to $24,999.99	$0.00	0.150%	0.150%
First Rate $25,000.00 & Over	$0.00	0.200%	0.200%
Military First $2,499.99 & Under	$0.00	0.150%	0.150%
Military First $2,500.00 to $9,999.99	$0.00	0.200%	0.200%
Military First $10,000.00 to $24,999.99	$0.00	0.250%	0.250%
Military First $25,000.00 & Over	$0.00	0.250%	0.250%
Money Market $2,499.99 & Under	$0.00	0.050%	0.050%
Money Market $2,500.00 to $9,999.99	$0.00	0.050%	0.050%
Money Market $10,000.00 to $24,999.99	$0.00	0.100%	0.100%
Money Market $25,000.00 & Over	$0.00	0.150%	0.150%
Money Market Elite*1 $9,999.99 & Under	$0.00	0.000%	0.000%
Money Market Elite*1 $10,000.00 to $49,999.99	$0.00	0.500%	0.500%
Money Market Elite*1 $50,000.00 to $99,999.99	$0.00	0.750%	0.750%
Money Market Elite*1 $100,000.00 & Over	$0.00	1.250%	1.260%
Business Money Market*2 $2,499.99 & Under	$0.00	0.050%	0.050%
Business Money Market*2 $2,500.00 to $9,999.99	$0.00	0.050%	0.050%
Business Money Market*2 $10,000.00 to $24,999.99	$0.00	0.100%	0.100%
Business Money Market*2 $25,000.00 & Over	$0.00	0.150%	0.150%
Business Money Market Elite*2 $9,999.99 & Under	$0.00	0.100%	0.100%
Business Money Market Elite*2 $10,000.00 to $49,999.99	$0.00	0.150%	0.150%
Business Money Market Elite*2 $50,000.00 to $99,999.99	$0.00	0.250%	0.250%
Business Money Market Elite*2 $100,000.00 & Over	$0.00	0.250%	0.250%
Health Savings Account $2,499.99 & Under	$0.00	0.150%	0.150%
Health Savings Account $2,500.00 to $9,999.99	$0.00	0.250%	0.250%
Health Savings Account $10,000.00 to $24,999.99	$0.00	0.300%	0.300%
Health Savings Account $25,000.00 & Over	$0.00	0.500%	0.500%

*APY = Annual Percentage Yield. Interest Checking and Savings are variable rates are valid as of today’s date and are subject to change at any time. Fees could reduce earnings on the account.

*1 - Ten (10) debit transactions (withdrawal or transfer) allowed per statement cycle. Customers who exceed the limit of ten (10) in a statement cycle will receive a transaction fee of $5.00 per transfer or withdrawal transaction in excess of ten (10), in addition to any other applicable transaction fees.

*2 - Up to 25 debit and/or credit transaction items are permitted per statement cycle. Items include but are not limited to: checks, electronic (ACH) debits and credits, debit memos, deposit tickets, and deposited items. Transaction items in excess of 25 will be assessed a fee of $0.25 per transaction on the last business day of the month.

Savings

Comparison table of Savings
Product	Min. Opening Deposit	Interest Rate	APY^*
First Savings $2,499.99 & Under	$0.00	0.100%	0.100%
First Savings $2,500.00 to $9,999.99	$0.00	0.150%	0.150%
First Savings $10,000.00 to $24,999.99	$0.00	0.150%	0.150%
First Savings $25,000.00 & Over	$0.00	0.250%	0.250%
First Savings Business $2,499.99 & Under	$0.00	0.100%	0.100%
First Savings Business $2,500.00 to $9,999.99	$0.00	0.100%	0.100%
First Savings Business $10,000.00 to $24,999.99	$0.00	0.150%	0.150%
First Savings Business $25,000.00 & Over	$0.00	0.200%	0.200%
Kids Club $2,499.99 & Under	$0.00	0.250%	0.250%
Kids Club $2,500.00 to $9,999.99	$0.00	0.250%	0.250%
Kids Club $10,000.00 to $24,999.99	$0.00	0.300%	0.300%
Kids Club $25,000.00 & Over	$0.00	0.300%	0.300%
Holiday Savings $2,499.99 & Under	$0.00	0.050%	0.050%
Holiday Savings $2,500.00 to $9,999.99	$0.00	0.050%	0.050%
Holiday Savings $10,000.00 to $24,999.99	$0.00	0.100%	0.100%
Holiday Savings $25,000.00 & Over	$0.00	0.200%	0.200%
IRA Savings $2,499.99 & Under	$0.00	0.100%	0.100%
IRA Savings $2,500.00 to $9,999.99	$0.00	0.200%	0.200%
IRA Savings $10,000.00 to $24,999.99	$0.00	0.250%	0.250%
IRA Savings $25,000.00 to $99,999.99	$0.00	0.400%	0.400%
IRA Savings $100,000.00 & Over	$0.00	0.400%	0.400%
Savings Elite*1 $2,499.99 & Under	$0.00	0.000%	0.000%
Savings Elite*1 $2,500.00 to $9,999.99	$0.00	0.250%	0.250%
Savings Elite*1 $10,000.00 to $24,999.99	$0.00	0.400%	0.400%
Savings Elite*1 $25,000.00 to $99,999.99	$0.00	0.750%	0.750%
Savings Elite*1 $100,000.00 & Over	$0.00	1.250%	1.260%