Investment Savings

Maximize your earnings on larger balances in your savings account when you also have an active Bank First personal checking account with direct deposit.

Earns competitive variable interest rate based on the following tiers:
- $50,000.00-$149,999.99 | $150,000.00-$249,999.99 | $250,000,00 & Over
$50,000.00 minimum to open an account
Interest compounded quarterly.
Limited to three (3) debit transactions per quarterly statement cycle. Withdrawals in excess of three (3) per quarter will be assessed a $25.00 fee per transaction

Existing Bank First customers may open an account online by logging in to Online Banking or by contacting their local office. If you are new to Bank First, please visit a nearby location to get started today!

View All Savings Options View Current Deposit Rates

Make Saving Easy!

Set up automatic transfers from your Bank First checking account to your savings account.

Login to your Bank First account via desktop Online Banking
Select "Transfer" from the main menu
Choose the account you wish to withdraw from and the account you would like to deposit into
Select the date and check repeat, then select your frequency (weekly, monthly, etc.)
Select the transfer day and how often you would like to repeat the transfer
Enter the amount and select "Preview transfer"
Review transfer details and select "Complete transfer"

You can review, edit, or delete your scheduled transfers at anytime at the bottom of the Transfers menu.

EARN UP TO 4.06% APY*

*The Annual Percentage Yield (APY) is valid as of 1/23/2023 on balances $250,000.00 or greater. Minimum to open is $50,000.00. This is a tiered variable rate account and the rate can change at any time at the Bank’s discretion. Tiers and current pricing are as follows: $50,000.00-$149,999.99 equals 3.03% APY; $150,000.00-$249,999.99 equals 3.55% APY; $250,000.00 and over equals 4.06% APY. Valid for personal accounts only. An active Bank First personal checking account with direct deposit is required to obtain an Investment Savings account. If the checking account is closed or the direct deposit discontinued, the account will be transitioned to a First Savings account. Fees or withdrawals will reduce earnings on the account. Interest paid quarterly. Accounts that are inactive (no deposits or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $30.00 per quarter.