Military First
An account designed for active military and veterans.
Honoring your service with tailored banking account features.
Military First Checking Features:
- Tailored for the needs of military members and veterans
- No initial deposit or ongoing balance requirements1,2
- Benefit from higher interest rates as a thank you for your service with tiered rates at the following levels: $2,499.99 & Under | $2,500.00–$9,999.99 | $10,000.00–$24,999.99 | $25,000.00 & Over3
- Direct deposit, an active debit card, and eStatements are required
- ATM fee reimbursement, up to $15.00 per statement cycle4
- Complimentary checks (some restrictions may apply)
- Unlimited check writing
Digital Banking Features:
- Access your account anywhere with Online Banking or our convenient goBank Mobile App
- Stay informed with real-time account alerts
- Access to free Online Bill Pay5
- Send and receive money with Zelle®5,6
- Deposit checks anywhere, anytime with Mobile Deposit
- Access eStatements up to 18 months for easy record-keeping
- Free 24/7 Telebanc (telephone banking)
Debit MasterCard® Perks:
- Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®
- Card Management alerts and controls
- Easy and secure payments with Digital Wallet
Ready to Open an Account?
Apply online or visit a nearby location to get started with personal support. Existing Bank First customers may also open an account within digital banking. (Login)
To Apply Online, You Must Be 18 years or older and a legal resident of the United States. New applicants must be Wisconsin residents and provide a physical address (PO boxes cannot be used).
What You'll Need for Each Applicant: Social Security Number, valid government-issued photo id (such as a Driver’s License), and physical address.*
Looking to add a savings or money market account? Easily edit your cart once you begin your application.
For your convenience, you can save your progress and return anytime. The application is designed to be simple and works from your phone, tablet, or desktop.
APPLY NOW View All Checking Options
Avoid Overdrawing Your Account:
- Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
- Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.
Contact your local Bank First office to begin utilizing these services today!
Special Loan Discounts
You may qualify to receive these special loan discounts, subject to credit approval:
- $200.00 off closing costs on your next home loan7
- Consumer loans priced at 1/2 percent below the current stated rate for the term listed
- Real Estate loans priced at 1/2 percent below the current stated rate for the term listed (excludes current in-house loan specials or secondary market loans)
Federal VA Loans
We are proud to offer VA loans which help active duty service members, veterans, and eligible surviving spouses obtain special financing to buy, build, or remodel a home. VA loans often have low to no down payment requirements and a low interest rate.