STUDENT FIRST

Perfect for ages 14-24, this account makes banking easy and accessible.

Student First Checking Features:

Students ages 14-24, this account is perfect for you¹
No initial deposit or ongoing balance requirements²
An active debit card and eStatements are required
ATM fee reimbursement, up to $15.00 per statement cycle³
Complimentary first set of checks (some restrictions may apply)
Unlimited check writing

Digital Banking Features:

Access your account anywhere with Online Banking or our convenient goBank Mobile App
Stay informed with real-time account alerts
Access to free Online Bill Pay⁴
Send and receive money with Zelle^®4,5
Deposit checks anywhere, anytime with Mobile Deposit
Access eStatements up to 18 months for easy record-keeping
Free 24/7 Telebanc (telephone banking)

Debit MasterCard^® Perks:

Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass^®
Card Management alerts and controls
Easy and secure payments with Digital Wallet

Ready to Open an Account?

Apply online or visit a nearby location to get started with personal support. Existing Bank First customers may also open an account within digital banking. (Login)

To Apply Online, You Must Be 18 years or older (or an adult in the session) and a legal resident of the United States. New applicants must be Wisconsin residents and provide a physical address (PO boxes cannot be used).

What You'll Need for Each Applicant: Social Security Number, valid government-issued photo id (such as a Driver’s License), and physical address.*

Looking to add a savings or money market account? Easily edit your cart once you begin your application.

For your convenience, you can save your progress and return anytime. The application is designed to be simple and works from your phone, tablet, or desktop.

APPLY NOW View All Checking Options

Avoid Overdrawing Your Account:

Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
Firstflex Credit⁴ - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.

Contact your local Bank First office to begin utilizing these services today!

¹Primary owner on the account must be 14 years or older to qualify. Primary owners under the age of 18 are required to have a parent/guardian as joint owner on the account. This account will automatically convert to a Simply First account on or about the time the primary account holder reaches the age of 24. An active debit card and eStatements are required to qualify for this account. If a debit card is no longer active or if eStatements are switched to paper, Bank First reserves the right to convert the account to a Simply First account.
²Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.
³Excludes any ATM owner usage fees.
⁴Must be 18 years or older to utilize this service.
⁵Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

First Rewards Student Credit Card

Perfect for students establishing their creditworthiness!

Earn 1% in reward points on all purchases. Points are applied automatically and can be redeemed following the first of each month.

Rewards are capped at 50,000 points annually and expire after 2 years⁶. In order to receive rewards, you must register your card at UChooseRewards.com. Rewards can be redeemed for cash back, merchandise or travel.

APR (Annual Percentage Rate) is a variable rate of Prime + 8.74%-17.74% rate range, which is determined by credit history. The rate will vary with the market based on Prime Rate.

ANNUAL FEE: $0

Minimum Requirements: Must be 18 years of age, have a valid U.S. address and Social Security number. If under the age of 21, you must show ability to make payments (income verification) or have a co-signer on the account.

To apply, simply call your local Bank First office or drop off this completed application.

student LOAN CONSOLIDATION

Streamline Your Student Loan Repayments Today!

Refinancing your student loans just got simpler with Bank First. Consolidate your debt into one easy payment, tailored to fit your budget. Our dedicated team of lenders is here to guide you through the process, ensuring you understand how refinancing can work to your advantage.

Ready to get started? Complete this brief questionnaire, and one of our experienced lenders will help you get the ball rolling!

TIP: use our Student Loan Refinance Checklist to make the application process easier!

GET STARTED TODAY!

VIEW CURRENT RATES

Have questions? Give us a call at (920) 652-3100, and we’ll put you in touch with one of our Student Loan experts to help you understand the process and answer any questions you may have.

⁶See our Terms and Conditions for full details. The Bank First credit card program is subject to change. Points expire two years at the end of the month in which they were earned. State of Wisconsin residency as well as Bank First N.A. deposit account relationships are considered for qualifications for credit card products.

*Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What This Means for You: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.