Bank First Kids' Club

Every parent’s dream is for their child to succeed — and we want to help.

Whether you're teaching your child the basics of saving or setting aside a meaningful gift for their future, our Kids’ Club accounts are designed to grow with your goals. Explore two great options: a standard savings account just for kids, and a UTMA custodial account that helps secure financial gifts or inheritance for when they’re ready to take the next step.

Kids’ Club Features:

• Available to kids under the age of 18¹
• Birthday gift every year²
• No initial deposit or ongoing balance requirements
• Earns competitive variable interest rate (interest compounded quarterly)
• Benefit from higher interest rates with tiered rates at the following levels: $2,499.99 & Under | $2,500.00–$9,999.99 | $10,000.00–$24,999.99 | $25,000.00 & Over

Kids’ Club UTMA Features:

The Uniform Gifts to Minors Act (UTMA) account includes all the benefits of a Kids’ Club account, plus:

• A custodial account designed to hold financial gifts or inheritance for your child’s future
• Funds are managed by a custodian until the child reaches the age of majority (typically 21 or earlier)
• Ownership of the funds transfers to the child when they’re ready to open an account of their own

Digital Banking Features:

• Access your account anywhere with Online Banking or our convenient goBank Mobile App
• Stay informed with real-time account alerts
• Deposit checks anywhere, anytime with Mobile Deposit
• Access eStatements up to 18 months for easy record-keeping
• Free 24/7 Telebanc (telephone banking)

Get Started Today!

Opening a Bank First Kids’ Club account is easy! Simply call or visit any of our convenient locations. Our knowledgeable, friendly team of bankers will guide you through the entire process. To make account opening easier, we encourage you to bring the following information and documentation (for minor and joint account holder or custodian):

• Social Security number
• Proof of date of birth (e.g., birth certificate, passport, or driver’s license)
• Contact information

View All Savings Options

Kids Savings Games and Activities

Play free educational games online and learn more about coins!

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