Unlock Your Home’s Potential

A Home Equity Line of Credit (HELOC) is a powerful financial tool that allows you to tap into the equity you’ve built in your home. With a HELOC, you have access to a revolving line of credit, giving you the flexibility to borrow what you need, when you need it, up to your approved credit limit.

Why Choose a HELOC?

• Home Improvement Projects: Transform your space with updates, renovations, or repairs that add value to your home.
• Major Purchases: Cover the costs of education, medical bills, or other significant life events without depleting your savings.
• Unexpected Costs: Be prepared for life’s surprises with a safety net you can rely on.

What Makes a HELOC Different?

• Flexibility: Borrow only what you need and pay interest only on what you use.
• Competitive Rates: Enjoy lower rates compared to many credit cards or personal loans.
• Convenient Access: Easily access funds when needed through in-person or online transfers.
• Installment Options: Fixed rate installment payback available on drawn amounts. 

How It Works:

• Apply for a HELOC and get approved for a credit limit based on your home’s equity and your financial profile.
• Draw funds as needed during the draw period. 
• Repay the amount borrowed during the repayment period, up to 10 years.

Take control of your financial future with a HELOC from Bank First. Our Relationship Managers are here to guide you every step of the way. Ready to get started? Let us help you unlock your home’s potential today.

Our Relationship Managers are here to help!