Treasury Management

Treasury management solutions for Your business

Effective cash management supports both daily operations and long-term growth. At Bank First, our Treasury Management team partners with businesses, nonprofits, and municipalities to implement practical solutions that improve efficiency, strengthen cash flow, and help reduce risk.

Accounts Receivable & Collections

Streamlining how you receive funds can improve working capital and reduce administrative burden. Our collection solutions are designed to accelerate deposits and simplify reconciliation.

• ACH (Automated Clearing House) Collection Services
• Domestic and International Wire Transfers
• Lockbox Services
• Cash Concentration
• Deposit Reconciliation Services
• Remote Deposit Capture (RDC)
• Merchant Credit Card Processing

Making a wire transfer? Use BIC/SWIFT Code FRNIUS44 and this wire transfer form.

Accounts Payable & Disbursements

Managing outgoing payments efficiently helps maintain strong vendor relationships and predictable cash flow. Our disbursement solutions provide flexibility, security, and cost control.

• ACH (Automated Clearing House) Payment Services
• Wire Transfers
• Direct Deposit
• Online Bill Pay
• Business Credit Cards
• Business Debit Cards

Cash Management & Reporting Tools

Visibility and control are key components of effective treasury management. Our digital tools provide insight into your balances, activity, and liquidity in real time.

• Online & Mobile Banking for Business
• Zero Balance Accounts (ZBA)
• Electronic Data Interchange (EDI) Reporting
• Funds Management
• Automated Investment Sweep Account
• Automated Line of Credit Sweep

Fraud Prevention & Account Protection

Protecting your business from fraud is a critical part of treasury management. We provide proactive tools designed to help detect and prevent unauthorized transactions.

Protection solutions include: 

• ACH Filters (ACH Fraud Prevention)
• Positive Pay (Check Fraud Prevention) 
• Payee Validation Positive Pay​​​​​​
• Enhanced Security Measures

Learn more about Positive Pay

Business Account Options

Treasury services efficiently integrate with our business account options, allowing you to align deposit solutions with your cash management strategy.

• Small Business Checking
• Basic Business Checking
• Premium Business Checking
• Business Money Market
• Business Money Market Elite
• Sweep Repurchase Agreements
• CDARS Certificate of Deposit
• Health Savings Account (HSA)

Global Trade Payments

For businesses engaged in international commerce, we offer structured global payment solutions designed to manage risk and facilitate secure transactions.

Services include:

• Cash in Advance
• Documentary Collection
• Letter of Credit
• Open Account

Treasury management is not one-size-fits-all. Our experienced team takes time to understand your structure, cash flow patterns, and growth objectives before recommending solutions. Whether you’re enhancing existing processes or building a more comprehensive strategy, we’re here to help!