First Rate

Earn more with tiered interest rates on this premium account.

First Rate Checking Features:

• No initial deposit requirements¹
• Benefit from higher interest rates on larger balances with tiered rates at the following levels: $2,499.99 & Under | $2,500.00–$9,999.99 | $10,000.00–$24,999.99 | $25,000.00 & Over²
• Complimentary first set of checks (some restrictions may apply)
• Unlimited check writing
• No service charge if the average daily collected balance is at least $2,500.00 (if the average daily collected balance falls below $2,500.00, there is a $15.00 service charge per statement cycle)

Digital Banking Features:

• Access your account anywhere with Online Banking or our convenient goBank Mobile App
• Stay informed with real-time account alerts
• Access to free Online Bill Pay³
• Send and receive money with Zelle^®3,4
• Deposit checks anywhere, anytime with Mobile Deposit
• Access eStatements up to 18 months for easy record-keeping
• Free 24/7 Telebanc (telephone banking)

Debit MasterCard^® Perks:

• Access to nearly 40,000 surcharge-free ATMs nationwide with MoneyPass^®
• Card Management alerts and controls
• Easy and secure payments with Digital Wallet

Existing Bank First customers may open an account by contacting their local office.  If you are new to Bank First, please visit a nearby location to get started today!

View All Checking Options 

Avoid Overdrawing Your Account:

• Firstflex Link - connect your checking account to another deposit account. This automatic transfer is a safety net if you run short of money in your checking account. Draws will occur in $100.00 increments. For example, if your checking account drops below zero by $5.00, a $100.00 deposit from your savings or money market account will be transferred into your checking account. There is a $10.00 fee per transfer.
• Firstflex Credit - a line of credit that is automatically accessed if your checking account has a negative balance. This service has a $25.00 annual fee, and interest is charged to the outstanding line of credit balance.

Contact your local Bank First office to begin utilizing these services today!