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Whether you are purchasing, constructing or refinancing your home, we're here to help you through the process and will search through fixed rate, adjustable rate, lot loan products and more to find the one that fits you best!

Financing your dream home is as easy as 1-2-3 with our online mortgage application!

Finance a new home

Homeownership is a huge part of the “American Dream,” and we’re here to help make it a reality by providing first rate mortgage options for new or experienced home buyers.  

Refinance your home

You may wish to refinance your home for a variety of reasons such as obtaining a lower interest rate, to shorten the term of your mortgage, or to convert your loan from an adjustable rate to a fixed rate. Visit with your Bank First Relationship Manager and find out if now is a good time to refinance.

Construction Loans

A Construction loan is a short-term loan that covers the cost of building your home from the ground up. Once construction is complete, you can convert your loan into a permanent mortgage solution.

Federal VA Loans

We are proud to offer VA loans which help active duty service members, Veterans, and eligible surviving spouses obtain special financing to buy, build, or remodel a home. VA loans often have low to no down payment requirements and a low interest rate.

USDA-Rural Development Loans

USDA loans are an excellent choice for those seeking no down payment mortgage options and live in a rural area. Check with your Bank First Relationship Manager for location and income eligibility. 

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) gives homeowners the flexibility to borrow against the equity in their home to fund other projects such as home improvements, college tuition, pay off debt, and more.


Meet our Relationship Managers

Our friendly, experienced Relationship Managers are standing by to guide you through the process.

Get to know us

Online mortgage application

Our online process makes it easy.

Apply now!

If you have already applied and would like to view the status of the application or to complete the next steps, you can sign back into your account.

Bank First NMLS #433854. View NMLS Listing.


Get a Quick Quote today!

Discover how much you can afford and what your payments will be in a personalized quote.

Quick Quote


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*Rates and fees are subject to change without notice.


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