USDA Rural Development Loans

AFFORDABLE HOMEOWNERSHIP IN RURAL COMMUNITIES

Homeownership is one of life’s biggest milestones, and Bank First is here to help you achieve it. By partnering with the United States Department of Agriculture (USDA), we provide the financial tools and resources you need to overcome obstacles. No matter where you are in your home-buying journey, our team is dedicated to helping you succeed.

USDA loans are designed to make homeownership accessible to those in rural areas, offering significant benefits like:

No Down Payment Requirement to make buying a home easier.
Low, Fixed Interest Rates for predictable monthly payments.
Flexible Credit Guidelines to accommodate a variety of financial situations.
Location-Based Eligibility for homes in designated rural areas.

Our Relationship Managers are here to help!

Bank First’s team of experienced bankers is here to help you determine your eligibility for a USDA loan, including any applicable income limits. We’ll guide you through the process, so you can find your perfect home in the community you love.

Why Choose Bank First?

Expert Guidance: Our experienced team knows these programs inside and out and will help you find the best options for your needs.
Community-Focused Support: We’re dedicated to making homeownership possible for families in our community.
Flexible Solutions: We offer a wide range of loan assistance options to fit your budget and goals.

Get Started Today

Ready to explore your options? Contact a Bank First Relationship Manager to learn more about these programs and find the best fit for your homeownership journey.