Think Before You Share, Click, or Send

Fraud is on the rise, and scammers are always looking for creative ways to trick you, but with the right information, you can outsmart them. At Bank First, we believe being informed is the first step you can take to help protect your personal and financial information. Learn how to spot scams, protect yourself, and take action if you’re targeted.

What to Watch For

• Impersonators using scare tactics and claiming to be from trusted sources.
• Fake pop-ups, emails, or calls urging quick action.
• Requests for account access or software downloads.
• Unexpected checks in the mail with requests to send back part of the money.
• Requests from unverified parties for money to be sent through Venmo, Zelle, or similar apps.

How to Protect Yourself

• Verify urgent requests by contacting the company directly through official channels.
• Never click links or download attachments from unexpected emails or texts—always confirm with the company directly.
• Enable two-factor authentication for added account security.
• Never share online banking credentials or allow others to access your accounts or deposit checks through mobile deposit on your behalf.
• Only deposit physical checks—do not use mobile deposit for emailed checks. Avoid depositing unexpected checks and contact your bank to verify their legitimacy.
• Use Venmo, Zelle®, or CashApp only with trusted contacts—never send money to strangers. Transactions on these platforms are often irreversible.
• Regularly monitor your accounts and credit report for unfamiliar activity.

What to Do if You're Targeted

1. Don’t be embarrassed - scams can happen to anyone!
2. Contact Bank First immediately if you have provided bank account information, passwords to your online banking accounts, or paid funds.
3. Update your security settings, and consider reporting the scam to the Federal Trade Commission (FTC). www.ftc.gov

If you have any questions or need assistance, we’re always here to help. Contact your local Bank First office today!

FRAUD & SCAMS - STAY INFORMED 

Fraud and scams target individuals and businesses daily, and staying informed is your best defense. Our web page is a resource for recognizing common tactics. Stay one step ahead of scammers and safeguard your personal and financial information. Learn more today: www.bankfirst.com/fraud-and-scams.html.